Protect Your Employees with Workers Compensation Insurance
If your business has one or more employees who work either full-time or part-time, you need workers compensation insurance by law.
Workers compensation policies cover injuries and medical conditions caused by a workplace accident or by conditions in the work environment.
Most importantly, workers compensation insurance provides important benefits to you and your employees. First, it protects your employees from loss of income and the costs of medical care associated with treating workplace injuries. Second, it covers the costs of rehabilitation or services necessary so employees can recover from workplace injuries and safely return to work as soon as they are able.
Subcontractors should carry their own workers compensation policies, but some do not. If you fail to collect certificates of insurance from a subcontractor and that subcontractor is injured while working for you, you may be liable for a subcontractor’s injury. Your workers compensation insurance policy can provide coverage for subcontractors, protecting your company from claims due to work-related injuries or health problems.
Call us at (856) 435-5050 or contact us today. We will match you with the best workers compensation insurance policies from a range of carriers that offer the coverage and protection you and your workers need.